Texas Teacher Retirement: TRS offers members a variety of options at Retirement. A representative from Combined Benefits Group can assist in planning for a secure retirement. Estimate Your Retirement Partial Lump Sum Option Deferred Retirement Option Plan 2004 TRS Benefits Book TRS Website Social Security Administration

Investment Forms/Links

Investments Products

Tax Information and Strategies:

2005 Tax Payer Guide 2003 Economic Stimulas Package Economic Growth & Tax Relief Reconciliation Act of 2001 Tax Deductions for Educators Tax Strategies for Educators

Investment Strategies:

Too Young to Start Investing? Dollar Cost Averaging Lump Sum vs. Systematic Investments in Uncertain Markets Callen Diversification Chart Importance of Diversification The Value of Professional Investment Management

457 Deferred Compensation Plans:

Investing in a 457 Distribution Options Upon Separation 403(b) vs. 457 Which is Best for You?

403(b) and 403(b)(7) Tax Deferred Savings:

Benefits of Investing in a 403(b) 403(b) Distribution Options Questions and Answers on 403(b) Loans Favorable Loan Features through Oppenheimer

IRA Plans:

IRA Primer-Guide to IRA Plans 2005 IRA Opportunities

State Sponsored College Savings Plans

Your Retirement Years:

Your Retirement Years-10 Steps to Financial Success Creating an Investment Plan Creating an Income Plan 10-Step Worksheets

Investment Advisory Services offered through Legend Advisory Corporation,
a registered investment advisor. Securities offered through
Legend Equities Corporation, Member FINRA and SIPC.